White Label Commercial CMR Credit Reports
Equip your agency to close high-ticket commercial, SME, and corporate loan files. Generate official CIBIL MSME Rank (CMR 1 to 10) and comprehensive Company Credit Reports (CCR) with director linkages, MCA charges, and funded credit limits—fully white-labeled.
MSME & Corporate Capabilities
CMR-1 to CMR-10 Ranking
Industry-standard corporate credit ranking for evaluating enterprise risk and borrowing limits.
Funded & Non-Funded Facility Mapping
Breakdown of CC / OD limits, Term Loans, Bank Guarantees (BG), and Letters of Credit (LC).
Promoter & Director Linkage
Cross-bureau verification of guarantor and director credit history impacting company sanctions.
MCA Charge Verification
Status of active and satisfied hypothecations registered with the Ministry of Corporate Affairs.
Commercial Underwriting Standards:
Engineered for high-ticket working capital, LAP, and loan syndication proposals.
Understanding CIBIL MSME Rank (CMR 1 to 10)
Unlike individual consumer scores where higher is better, CMR rank works in reverse: CMR 1 is the best.
Preferred by PSU & Private banks for large working capital & term loans
Standard business loan eligibility; requires regular balance sheet audit
Eligible through policy-specific NBFCs with collateral or promoter guarantee
SMA/NPA classification or past charge defaults; requires restructuring
The Key to Winning ₹50L to ₹20Cr Business Loan Deals
High-Ticket Commission Payouts
Commercial loans earn DSAs substantially higher commissions (1% to 2% on multi-crore ticket sizes). White-label CMR reports establish your authority with business promoters immediately.
Director & Guarantor Linkages
Commercial reports automatically check cross-guarantees and other sister concerns. Avoid shock bank rejections caused by defaulting sister entities.
Audit SMA & NPA Exposure
Verify Special Mention Account (SMA-0, SMA-1, SMA-2) status before filing CC/OD enhancements so you can structure files with appropriate turn-around solutions.
Switch to Consumer Credit Bureaus
Retail consumer reports for home loans, auto loans & personal loans